Help to Buy Incentive Summary (February 2017)

The Help to Buy incentive is designed to assist first-time buyers with obtaining the deposit required to purchase or self-build a new house or apartment to live in as their home. This is designed to give the maximum benefit to first time buyers and to assist in their accessing new build properties by taking away the requirement to have the full deposit required. Please note that we do not deal with self build properties in this note.

The confusion, speculation and frantic lobbying by vested interests is finally over is relation to the Central Banks efforts to show that we are now going to be a governed by highly paid civil servants and not by  elected politicians. The Central Bank has announced its new mortgage lending rules. The rules will have an immediate effect on restricting mortgage lending right across the economy with those looking to live in urban areas being most significantly affected.  We now take a closer look at the effects of the new mortgage lending rules.

Practical Tips When Purchasing Your Property

It's the biggest purchase of your life, and small mistakes can cost you big money. So we've drawn up a house-buying battleplan, with our top tips. 

This guide includes how to squeeze sellers for information, hidden costs, a deal-breaker's checklist, tips on auctioneers/surveyors and some last-ditch questions to ask.

Since the return to growth in the Irish economy and the increase in house prices there is now a well founded desire by many Irish home owners to move from their mortgage providers. The question arises as to what is involved in the process from a legal point of view in re-mortgaging your property. Firstly the main consideration is what is the cost involved and will such costs outstrip any savings made. We now set out the legal process involved in the re-mortgaging process in ten steps.