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Remortgage Property Law Guide

There are numerous reasons why you might want to remortgage your property; to raise capital or simply to get a better interest rate.
We know that once you have made this decision you want it completed in as hassle free a manner and as quickly as possible.

Remortgage Solicitor

As your Property Law Solicitor you can be rest assured that we have dealt with all lenders within Ireland. We have a proven track record of completing transactions quickly, and more importantly to a very high professional standard. We have acted for hundreds of clients in dealing with remortgages and offer a professional and efficient service as your property law solicitor.

10 Step to the Remortgage Conveyancing Process

  1. Once you instructed us to act as your property law solicitor we provide you with our remortgage questionnaire to complete and return to us with all necessary documentation as specified.

  2. We proceed to take up the title documents from your current lending institution.

  3. Once we have your mortgage loan offer we can prepare the legal mortgage documents and arrange for you to sign all necessary documentation.

  4. We proceed to seek the redemption figures from your current lender.

  5. We undertake the necessary property law searches on the completion date.

  6. On the completion date we receive the remortgage funds from your new lender.

  7. On the completion date we discharge your current mortgage with your existing lender.

  8. We release the balance remortgage funds to you on the completion date.

  9. We then submit the necessary documentation to the Property Registration Authority for registration of the new mortgage charge and the discharge of the prior mortgage charge.

  10. When all registrations are completed in the Property Registration Authority we send all title documentation to the legal and securities department of your current lender.

© 2014 John Neville and Company Solicitors, 2 Glenageary Road Lower, Dun Laoghaire, County Dublin are fully bonded members of the Incorporated Law Society of Ireland.